Did I buy okay domains?

[Guidex]

BankRate.com.au
CashLoansAustralia.com.au

Rate me out of 10, with 1 being "you're terrible at buying domains" and 10 being "I guess you did alright"

 

[Andrew Wright]

Well, I dropped bankrate.com.au back in 2014 - no PPC revenue, traffic or sales enquiries. I guess whoever picked it up had a similar experience.
CashLoansAustralia.com.au - a bit long, the "Australia" is redundant.

Rating 2?

 

[Guidex]

Great minds think alike though, we both owned it at one point ay
Jokes aside, thanks for that info

Regards to CashLoansAustralia
It's long but it seems these pay day loan providers have ugly alternatives, hopefully someone takes a fancy.

 

[snoopy]

Don't see it. Bankrate.com.au sounds ok but in terms of an enduser buyer it probably wouldn't get past their legal due diligence. If they a putting a fair bit of cash into a site it is risky.

 

[Guidex]

Yeah I would agree, in terms of developing it and ranking it, the competition is really tough, the bankrate.com variant doesn't provide Australian bank rates though, which is a gap that can be filled.

Do you agree with Andrew that the CashLoansAustralia domain is too long winded?

 

[geodomains]

Yeah I would agree, in terms of developing it and ranking it, the competition is really tough, the bankrate.com variant doesn't provide Australian bank rates though, which is a gap that can be filled.

Do you agree with Andrew that the CashLoansAustralia domain is too long winded?

I think cashloansaustralia.com.au is okay to develop, I would if I had time. Payday lending is getting hammered from all fronts like Google and Asic. The term is more friendly in the eyes of Google as anything with payday in the url is now not a valuable as a few years ago.
You also have to have a credit licence now for anything to do with credit activities, which makes it harder for you to develop.

 

[Guidex]

I think cashloansaustralia.com.au is okay to develop, I would if I had time. Payday lending is getting hammered from all fronts like Google and Asic. The term is more friendly in the eyes of Google as anything with payday in the url is now not a valuable as a few years ago.
You also have to have a credit licence now for anything to do with credit activities, which makes it harder for you to develop.

If I do CPA offers for payday loans or an affiliate deal, will I still require a credit licence? I'm pretty good at ranking websites so if you're right I could make a bit.

EDIT: Geo just so you know, the hyplerlink on your currencyconverter.com.au goes to your other domain FYI

 

[geodomains]

If I do CPA offers for payday loans or an affiliate deal, will I still require a credit licence? I'm pretty good at ranking websites so if you're right I could make a bit.

EDIT: Geo just so you know, the hyplerlink on your currencyconverter.com.au goes to your other domain FYI

All you can do is park it or do adsense , none of the lenders will have you as an affiliate if you don't have a credit licence. If you get it ranking, you may be able to get a lender to nominate you to asic under their licence. I wouldn't hold your breath on that one, unless you are on page 1 for a lot of terms.
Must fix those links thanks

 

[snoopy]

Yeah I would agree, in terms of developing it and ranking it, the competition is really tough, the bankrate.com variant doesn't provide Australian bank rates though, which is a gap that can be filled.

I'm talking about legal risk, i.e. anyone with a decent budget is likely to get told by their lawyers to use a different name. For someone to use it it is taking on risk of a dispute with bankrate.com for no real benefit. That is why I think it is extremely unlikely to get a buyer.

Do you agree with Andrew that the CashLoansAustralia domain is too long winded?

Yes it sounds clunky.

 

[nt81]

I still don't get people buying domains with the full word australia in them and then a .com.au on the end. Just me though.

 

[Guidex]

Having GEO in domains is a positive IMO?
Here's a few other domains with Australia and .com.au
Domain Price Date Venue
loancalculatoraustralia.com.au 3,267 USD 2010-10-27 NetFleet
incomeinsuranceaustralia.com.au 2,501 USD 2012-02-26 NetFleet
investmentpropertiesaustralia.com.au 2,250 USD 2012-03-04 NetFleet
lifeinsurancequotesaustralia.com.au 2,042 USD 2011-12-31 NetFleet
australianstudentaccommodation.com.au 1,642 USD 2015-08-16 Private
careersaustralia.com.au 1,500 USD 2011-09-27 NetFleet
australiabusiness.com.au 1,275 USD 2012-11-28 Sedo
webdesignaustralia.com.au 888 USD 2010-08-08 Drop.com.au
forexaustralia.com.au 752 USD 2010-12-11 Drop.com.au
australianfunerals.com.au 750 USD 2011-01-29 Sedo

 

[snoopy]

All except one are pre Google exact match changes (late 2012)

 

[Guidex]

But "https://www.dntrade.com.au/threads/exact-match-domains-are-back.9631/"
The whole reason I included it unless that was wrong?
:-\

I understand that was 2014, but Tim has replied in 2016 with

"so my belief currently is EMD's are GREAT but CONTENT is king, i think to combination works well together and it will be interesting to see how the rankings change with some love given to it.
i selected another geo thats bouncing around and 2 others specifically to direct market as the EMD is not geo targeted."

 

[Guidex]

All you can do is park it or do adsense , none of the lenders will have you as an affiliate if you don't have a credit licence. If you get it ranking, you may be able to get a lender to nominate you to asic under their licence. I wouldn't hold your breath on that one, unless you are on page 1 for a lot of terms.
Must fix those links thanks

I found out you can offer affiliation to these websites, I have set up an affiliate account with Nimble and Ferratarum

 

[Guidex]

Disregard: Credit license required even if an affiliate, I'm applying for one, for some reason I'm already ranked for 15 keywords

 

[johno69]

http://screencast.com/t/GJHKCyFvm

Really?

 

[Guidex]

http://screencast.com/t/GJHKCyFvm

Really?

Haven't finished editing the stock template as you can see by my FAQ

 

[Data Glasses]

All you can do is park it or do adsense , none of the lenders will have you as an affiliate if you don't have a credit licence. If you get it ranking, you may be able to get a lender to nominate you to asic under their licence. I wouldn't hold your breath on that one, unless you are on page 1 for a lot of terms.
Must fix those links thanks

May I ask if there are any such restrictions for insurance domains?

 

[Guidex]

May I ask if there are any such restrictions for insurance domains?

"If you engage in credit activities you will generally need to have an Australian credit licence (unless you are exempt or authorised to engage in those activities as a representative of a credit licensee).

Credit activity includes:

• providing credit under a credit contract or consumer lease
• benefiting from mortgages or guarantees relating to a credit contract
• exercising rights or performing obligations of a credit provider or lessor (either as the credit provider or lessor or on behalf of another person who is the credit provider or lessor)
• suggesting or assisting with a particular credit contract or consumer lease
• acting as an intermediary between a credit provider and a consumer (for a credit contract) or between a lessor and a consumer (for a consumer lease)."

"You must have an Australian financial services (AFS) licence to conduct a financial services business.

If you carry on a business of providing financial services, you must hold an AFS licence (unless you are exempt or are authorised to provide those services as a representative of another person who holds an AFS licence).

You may need an AFS licence if, as part of your business, you:

• provide financial product advice to clients
• deal in a financial product
• make a market for a financial product
• operate a registered scheme
• provide a custodial or depository service, or
• provide traditional trustee company services.

You will need to have your AFS licence or be a representative of a licensee from the day you start your financial services business. Depending on your business, you may decide to apply for a limited AFS licence.

ASIC assesses applications for AFS licences as part of our role as regulator of the financial services industry.

Consumers should be aware that the licensing process is a point-in-time assessment of the licensee, not of its owners or employees. Holding an AFS licence does not guarantee the probity or quality of the licensee’s services."

 

[Shane]

May I ask if there are any such restrictions for insurance domains?

Nope.

You just have to make it clear that you're not an AFSL holder or an authorised representative of one.

If you're selling leads, you'll also need to include some information about how you are remunerated for those leads.